Md. Ali Hossain Fakir
Inspector General of Police
Bangladesh

Mr. Md. Ali Hossain Fakir currently serves as the 32^nd Inspector General of Police (IGP), the highest ranking-position in Bangladesh Police. He is innovative, tech-savvy, dedicated civil servant who stand to be the glaring inspiration for the new generation officers.

Early life and Education:

Mr. Md. Ali Hossain Fakir was born in 1968 in Bagerhat District. He completed his higher education in management studies from the University of Dhaka. He also received Post Graduate Diploma in HRM from Institute of Personnel Management, Dhaka.

Entry into Police Service:

In 1995, Mr. Md. Ali Hossain Fakir joined Bangladesh Police as an Assistant Superintendent of Police (ASP) after successfully qualifying in the Bangladesh Civil Service (BCS) Examination.

Professional Career:

Mr. Md. Ali Hossain Fakir was appointed as Inspector General of Police, Bangladesh on 24th February 2026. Throughout his service tenure, he worked with utmost dedication, unwavering commitment, impeccable integrity and indomitable spirit of serving the people. In his distinguished career, he served in different capacities including Superintendent of Police in Netrokona, Feni and Magura district, various strategic roles in Dhaka Metropolitan Police. Before taking charge as IGP, he served as Additional Inspector General of police (Additional IGP) and chief of the Armed Police Battalion (APBn).

International engagement:

IGP Md Ali Hossain Fakir had an illustrious career in United Nations peacekeeping mission in Kosovo and Ivory Coast.

Training and Professional Development:

He has attended several prestigious professional training programs both at home and abroad. Among these, Cyber Security course in UK and Vital Installations Security & VVIP Protection in New Mexico, USA are notable.

Social engagement:

IGP Md. Ali Hossain Fakir is currently the Acting President of the Police Service Association, General Secretary of the 15th BCS Forum and convener of the 15th BCS Police Forum.

He is also associated with various educational institutions, social and cultural organizations.

Personal life:

Mr. Md. Ali Hossain Fakir is happily married to Professor Nasima Ferdousi. He is a proud father of a son and a daughter.

Mr. Md. Ali Hossain Fakir known for his field-oriented leadership and people-centric approach, he has consistently emphasized professionalism, accountability, and modernization within the police force.

He is widely regarded as a pragmatic and police-friendly leader, committed to strengthening institutional capacity and enhancing public trust in law enforcement.

Mr. A.K.M Awlad Hossain was born on February 24, 1968 in a respectable muslim family of Munshiganj. He obtained Bachelor’s degree in Mechanical Engineering from the Bangladesh University of Engineering and Technology (BUET).

Mr. Awlad joined Bangladesh Police Service in 1995 as Assistant Superintendent of Police (ASP) through 15^th Bangladesh Civil Service (BCS) cadre. Now he has been serving Additional IG (Administration) at Police Headquarters, Dhaka.

Over a distinguished career spanning of 30 years, Mr. Awlad has served Bangladesh Police in various units and capacities, progressing from ASP to the rank of Deputy Inspector General (DIG).

In his early career, he served as ASP, Senior ASP, and Additional Superintendent of Police in several districts e.g. Noakhali, Jashore, Chuadanga, Special Branch, Dhaka Metropolitan Police, and Khulna Metropolitan Police. He later served as Superintendent of Police (SP) in Meherpur District, Dhaka Metropolitan Police, Police Headquarters Dhaka, Rajshahi Metropolitan Police, and Tourist Police. Mr. Awlad served as Addl. DIG in Special Branch (SB) Dhaka and Industrial Police. He also served as Deputy Inspector General (DIG) of Dhaka Range and as Addl. IG at Police Telecom.

Throughout his career, Mr. Awlad has participated in a number of professional and skill development training courses both at home and abroad. He was also deputed to United Nation Peacekeeping Operations in Kosovo, East Timor and Darfur Sudan served for more than three years.

Mr. Awlad is happily married to Mrs. Sabina Parveen and is blessed with a son and a daughter.    

Md. Akram Hossain, BPM (Sheba), the Additional Inspector general of police (Finance) joined in Bangladesh Police Service as Assistant Superintendent of Police (Asp) through 15th BCS in the year 1995. He Completed his Masters in Economics from Dhaka University.

In his 30 years Police Career, he Served in different Strategic and technical unit of Bangladesh Police. He Started his Career as ASP in Armed police battalion (APBN), Special Security force (SSF) and also as Assistant Police commissioner in Dhaka Metropolitan Police in Detective Branch and Traffic Branch. He was Addl. SP in Laxmipur District and Served as Superintendent of Police (SP) in Jhenidah and Bogra District. He also acted as Deputy Police Commissioner in Dhaka Metropolitan Police (DMP) and Sylhet Metropolitan Police in Various portfolios and appointments.

As Addl. DIG he worked in Barishal Range and Police Telecom and Information Management unit. He was DIG (Crime) and Addl. IG (Crime and operation) in Police Headquarters. Currently he is serving as AddI. IG (Finance) and Chairman, Bangladesh Police Kallyan Trust (BPKT) Management Committee a welfare orientated business conglomerate having engagement and investment in Land and Construction Sector, Tourism and Sports entertainment Sector, Industrial Products, Shopping Mall and Hotel sector, Commercial Bank and Insurance Sectors. As Head of Finance he ensures the financial health, strategy and long-term sustainability of the organization.

Mr. Hossain served as an UN Peacekeeper in Kosovo (UNMIK) and Darfur (UNAMID)Mission. He also Served as Commander BANFPU-1, Ivory coast (UNOCI) and completed many Courses from Peace Operation Training Institute (POTI).

Mr. Hossain took Part in a number of professional training at home and abroad including Basic Police Training, an Aid to Good Investigation, Survey and Settlement, Land Management Training, Military Orientation Course, Financial Management Course and attended in Senior Crisis Management Seminar in the University of Washington, Rapid Transport Seminar in Singapore, Thailand, Indonesia and Mobile Radio Technology Transfer Training and visit in Malaysia, USA and Australia.

He is happily married to Mrs. Tanvin Mowla Sumi and blessed with two sons.

Mr. Md. Sibgat Ullah, BPM (Sheba), PPM was born on the 1^st of July 1967 in Pabna. He joined Bangladesh Police Service as Assistant Superintendent of Police (ASP) through the 15^th Bangladesh Civil Service (BCS) in 1995. He obtained Honors and Masters in Zoology from Rajshahi University. Currently he is serving as Additional Inspector General of Police (Development) at Police Headquarters.

Over a distinguished career spanning 30 years, Md. Sibgat Ullah has served in various units of Bangladesh Police and has served under the United Nations in multiple international assignments.

Throughout his professional career, he served as ASP in Madaripur District and as ASP and Additional SP in Dhaka Metropolitan Police. He served as Superintendent of Police (SP) at Pirojpur, Mymensingh, Feni, Narayanganj Districts, in Police Headquarters, Industrial Police, 5^th APBn and worked as Director (Administration and Finance) at Police Staff College Bangladesh, contributing to curriculum development and officer training. He served as Chief of Industrial Police, a specialized unit of Bangladesh Police. Before joining as Additional Inspector General of Police (Development) at Police Headquarters he served as Additional Inspector General and the Chief of the Criminal Investigation Department (CID) of Bangladesh Police.

Md. Sibgat Ullah holds a number of professional certificates from home and abroad including in the field of logistics, management, and leadership. He contributed to major infrastructural and capacity development projects of Bangladesh Police, including the introduction of the Automated Fingerprint Identification System (AFIS). He was part of the Police Reform Program supported by the United Nations Development Programme. He has extensive global experience, having served United Nations peacekeeping missions in Ivory Coast and Darfur, Sudan and international assignments in Europe under the United Nations.

Mr. Md. Sibgat Ullah is happily married to Ms. Laila Haque. The couple are blessed with two sons.

Mr. Sarder Nurul Amin was born on 1^st January 1969 in Bagerhat city. He completed his SSC and HSC from Dasani School, and PC College, Bagerhat respectively. He did B.com (Honors) and M.com in Marketing from Dhaka University also completed MBA.  

Mr. Sarder Nurul Amin joined BCS (Police) in the 15th batch in 1995 as an ASP. He served in various units of Bangladesh Police where he proved his professionalism, dedication and excellence. In the Span of 30 years of glorious career, he served at Rajshahi Districts as an ASP. He also served at DMP as an AC. He was Police Super of Munshigonj, Naogaon and Narayanganj Districts where he showed his professionalism. After that he was served in Tourist Police as Police Super (Admin, Finance and Logistics). Later as a Director (DIG) he has served in Central Police Hospital, Rajarbagh, Dhaka and served as Additional Inspector General (Development) at Police Headquarters. Currently he is serving as Additional IGP and Head of Special Branch of Bangladesh Police.  

Mr. Sarder Nurul Amin has ornamented and flourished himself with various professional trainings from home and abroad.

His foreign trainings include Contemporary Problem In The Criminal Justice System And Administration, Bangladesh UNAFEI Joint Seminar Japan International Co-operation 1998. “Vital Installation Security Training” Org. By Anti Terrorism Assistance Training Program, Federal Law Enforcement Training Centre, Georgia, USA. 2000, Passport Training Border Police Training Institute: UNMIK KOSOVO 2003. Senior Management Training Course, Royal Police Collage, Malaysia. 2005. Prevention of Sexual Exploitation And Abuse in UN, United Nations Mission In Liberia: Integrated Mission Training Centre. 2006. 

Mr. Sarder Nurul Amin has also made his contribution to the International Arena. He served in the United Nations Peacekeeping Mission in Kosovo (2002-2003) United Nations Peacekeeping Mission in Liberia (2005-2006) and the United Nations Peacekeeping Mission in Darfur (2012-2013). 

Mr. Sarder Nurul Amin has been blessed with various awards and medals for his outstanding and glorious professionalism and dedication. He received UN Medals thrice (2003, 2006 and 2013) and Bangladesh Police Medal (BPM).

Mr. Sarder Nurul Amin is a regular trainer to different Police Training Centers and Govt. Institutions; Detective Training School of Criminal Investigation Department, School of Intelligence, Special Branch, Police Staff college, Dhaka.

Mr. Sarder Nurul Amin is an accomplished professional with 30 years career in various fields; intelligence, operations, investigation, international peacekeeping and training etc.

He is happily married to Mrs. Khandaker Airin Parveen and blessed with 2 daughters.

Mr. Kazi Md. Fazlul Karim, BPM (Sheba), the Additional Inspector General of Police has joined Police Staff College Bangladesh as the Rector since 23 Dec 2025. He started his journey in Bangladesh Police as Assistant Superintendent of Police (ASP) through 15th BCS in the year 1995. Mr. Karim successfully completed his graduation under Chattogram University and did Masters of Social Science (MSS) in Economics from Dhaka University. Furthermore, he obtained Bachelor Degree in Education (B.Ed.) from National University. Moreover, he also efficiently completed Masters in Disaster and Human security management in Bangladesh University of Professionals (BUP).
Mr. Kazi Md. Fazlul Karim has served in various units of Bangladesh Police where he proved his professionalism, sheer dedication and excellence. In his glorious 30 years of career, he has served as ASP, Addl. SP & SP at different ranges and Metropolitan police such as Dhaka range and Rajshahi range at different districts like Gopalgonj & Pabna, Dhaka Metropolitian Police (DMP) and Khulna Metropolitian Police (KMP).
He also dutifully served as DIG of Industrial Police Headquarters, Dhaka, & DIG Administration and DIG Headquarters, Police Headquarters, Dhaka. He has successfully performed as the team leader of Bangladesh Police contingent in UN Mission, Sudan (UNMIS) from 09/11/2006 to 08/11/2007.
He is exceptionally well known not only as an experienced police officer but also as a distinguished administrator. He has served in various crucial positions in Bangladesh Police with exceptional success & reputation. His talent and leadership as a strategic police officer have earned him considerable national acclaim.

Mr. Karim also serves as Adjunct Faculty in the Department of Criminology under University of Dhaka. He has served as the Chairman of the Police Trust Construction & Development Ltd (a BPKT Company). He has also served as the Chairman of the governing body of “Shaheed Police Smrity School & College” Mirpur. He was also diligently involved in a series of professional courses, workshops & rigorous training programmes at home and abroad.

He was born on 1st of February 1971 in a respectable Muslim family of Chandpur. He is happily married to Mrs. Nujhath Fatema and blessed with four daughters.

Mr. Md. Kamrul Ahsan was born on 30^th October 1970 in a respectable Muslim family in Kurigram. He completed his B.Com (Honours) and M.Com in Marketing from university of Dhaka.

Belonging to the 17^th BCS batch, Mr. Md. Kamrul Ahsan started his career with Bangladesh police in 1998 as Assistant Superintendent of Police. He was promoted to the rank of Superintendent of Police in 2011, Additional Deputy Inspector General of Police in 2019 and Deputy Inspector General of Police in 2024 respectively.

Throughout his distinguished career, Mr. Ahsan has served in various capacities in Pirojpur, Barisal, Narail, Bandarban, Dhaka District Police, APBn, DPM and Police Headquarters Dhaka. Subsequently he held senior positions at CID and Police Headquarters Dhaka. Currently Mr. Ahsan has been serving as Deputy Inspector General (Confidential) at Police Headquarters Dhaka.

Mr. Ahsan took part in a number of professional training programs at home and abroad including Security Sector Partnership in Philippine. Peace Studies and Conflict Transformation in Thailand, Military in Security operation (MiSO) in Nepal, Violence against children Recruited and Exploited by Terrorist and Violent Extremist Groups in Japan and Counter Terrorism and Terrorist Financing through Case Studies in SriLanka.

Mr. Md. Kamrul Ahsan is happily married to Sayda Sultana Most. Shreen Jahan and blessed with two daughters.

Mr. Muntashirul Islam, PPM was born on 31 December 1975 in a respectable muslim family of Kotwali, Cumilla. He completed his M. Sc in Physics from University of Dhaka, Bangladesh and MA in International Relation from Waseda University, Japan. 

Mr. Muntashirul Islam, PPM joined Bangladesh Police services in the year 2003 through 21st BCS as Assistant Superintendent of Police and served in different capacities. 

Mr. Islam has served in many police command positions as he advanced through the ranks. As Superintendent of Police (SP) he served Dhaka Metropolitan Police, DC (Crime), DMP (Lalbag), DMP (Logistics) and in Jhenaidah District as Superintendent of Police. He served as Additional Deputy Inspector General of Police assigned at Welfare trust, Police Headquarters. Now he has been serving as Additional Deputy Inspector General of Police assigned at Highway Police Headquarters. 

Mr. Islam took part in a number of professional training and Seminar at home & abroad including Counter Crime Investigation in China; Combating Transnational Threats Seminar in NESA Center for Strategic Studies in USA; International Crime and Global Security Project in USA; 83rd INTERPOL General Assembly Session in Monako; Coordination Conference on UN Training Standard for the Provision of Police Officers for UNAMID, Darfur, Sudan; Counterpart Training on Japan's Security Patrolling & Monitoring and its Human Resources Development, JICA, Japan; The learning Visit To Philippine Gender Basted Violence programmer in Philippine; Safer Cyberspace for Digital Bangladesh: Enhancing National & Regional Digital Investigation Capability of Bangladesh Police in South Koreya and Project CT-Tech Training on Open Source Intelligence, INTERPOL in Singapore. 

Mr. Islam served as an UN peacekeeper in Darfur, Sudan and served as the head of strategy and budget unit of UNAMID Police component. 

In recognition of his outstanding Contribution and distinguished service to Bangladesh police, he has been awarded the prestigious "President Police Medal (PPM)" and IGP's badge. 

Mr. Muntashirul Islam, PPM is happily married to Mrs. Mir Farzana Sharmin and blessed with 1 daughter and 1 son. 

Mr. Ahmad Muyeed, BPM (Sheba) was born in the year 1975 in a respectable Muslim family of Rajshahi District. He joined Bangladesh Civil Service as Assistant Superintendent of Police (ASP) in the Year 2005 through 24th BCS. 

Mr. Muyeed completed his Masters degree with Honors in Chemistry from Rajshahi University. 

In his illustrious career Mr. Ahmed Muyeed has served as a resilient officer in different capacities in Bangladesh Police. As Senior ASP and Addl. SP he served in different units e.g. Dhaka Metropolitan Police, Police Telecom, Police Headquarters & APBn. 

He also served as Platoon Commander in UN Mission in Republic of the Congo (MONUSCO) & as Logistics Officer in Haiti (MINUSTAH) and as an Operation Officer of South Sudan Mission Headquarters (UNMISS). He served as a UN personnel for almost four years. 

Mr. Muyeed also served as SP of Dhaka District. Presently he has been serving as Addl. DIG, Bangladesh Police, Police Welfare trust, Police Headquarters, Dhaka. 

Mr. Muyeed participated in different professional Training Programs as well. 

Mr. Muyeed also achieved Police Forces Exemplary Good Service Badge for his outstanding performance. 

Mr. Muyeed is happily married to Famida Akter and blessed with two daughters. 

Mr. Kamrul Hasan Talukdar currently been serving as the Inspector of Special Branch as well as the president of Bangladesh Police Association. 

Mr. Talukdar Born on 1st March 1978 in the District of Netrokona after completion of Graduation under National University, he joined in the Bangladesh Police as cadet Sub Inspector in the year 2004. 

Throughout his illustration career Mr. Talukdar served in various important units of Bangladesh Police e.g. Dhaka Metropolitian Police, APBN, Madaripur District Police, Sylhet Metropolitian Police etc. also took a part in a number of Professional Course and Training Programme at home. 

In reorganization of his contributions and distinguished services to the Bangladesh Police he was awarded different prizing. 

Dr. Md. Morshed Hasan Khan joined in the Board of Directors of Community Bank Bangladesh PLC. as an Independent Director in 2025. Dr. Khan was born in a renowned Muslim family in Barishal. He is currently serving as a Professor at Department of Marketing in the University of Dhaka. He also discharges his duties as Syndicate member of Khulna University, Syndicate member of Bangladesh Open University and Syndicate member of Uttara Adhunik Medical College Hospital (UAMCH).

Dr. Khan was also worked as Assistant Proctor, University of Dhaka, Syndicate member of University of Liberal Arts Bangladesh; House Tutor, Surjasen Hall, University of Dhaka; Student Advisor, Department of Marketing, University of Dhaka; Coordinator, BBA & MBA Program, Sheikh Borhan Uddin College and Member, Governing Body, Ideal College, Dhaka.

Dr. Khan did his Bachelor of Business Administration in Marketing and Master of Business Administration in Marketing from University of Dhaka. Dr. Khan awarded his Ph.D in Economics from Jadavpur University (Department of Economics), India. In addition, he also participated in several academic and professional Seminars in Marketing and Business arena at home and abroad.

Dr. Khan is the contributor of empirical articles in the Business, Economics, Marketing and other topics in the prominent domestic and international journals. Dr. Khan participated in several domestic and international academic conferences. He is also serving as reviewer of several national and international journals. He has served on the program committees of many national and international conferences. His research was supported by various national and international grants.

Dr. Md. Morshed Hasan Khan has keen interest in reading, travelling and writing in his leisure time. In his personal life, Dr. Khan is happily married with Mrs. Taniya Yasmeen and blessed with a child Arunthia Morshed.

Syed Rafiqul Haq is a distinguished banking professional with over 38 years of extensive experience in the financial services industry. He previously served as Additional Managing Director & Chief Business Officer of Mutual Trust Bank PLC (MTB), where he provided strategic oversight across Corporate Banking, SME Banking, Retail Banking, and Cards.

During his tenure at MTB, Mr. Haq played a pivotal role in transforming the Bank from a traditional branch-centric model into a centralized, business-driven operating structure. His leadership strengthened governance, internal controls, compliance standards, and positioned the Bank for sustainable growth. He spearheaded several strategic initiatives, including the introduction of Islamic Banking, Women Banking, Agent Banking, Privilege Banking, and value-added customer services such as Airport Lounge facilities.

He also established offshore funding relationships with leading multilateral and development finance institutions, including the Asian Development Bank (ADB), DEG and Norfund facilitating USD-denominated financing solutions for corporate clients.

Mr. Haq possesses deep expertise in corporate relationship management, structured finance, project financing, and syndicated transactions. As part of MTB’s technological advancement initiatives, he visited the headquarter of Compass Plus in Russia to enhance card management capabilities and engaged with stakeholders in Hong Kong and China to facilitate the introduction of UnionPay cards in Bangladesh.

Prior to joining MTB in September 2013, he served as Corporate Banking Head- Dhaka at Eastern Bank PLC where he significantly expanded the corporate portfolio, particularly within the RMG and textile sectors, while strengthening fee-based income streams. A notable achievement during this period was arranging USD pre-delivery financing for Biman Bangladesh Airlines for the acquisition of its second Boeing 777-300ER aircraft, and attending the delivery ceremony in Seattle, USA.

Mr. Haq began his banking career in April 1984 with IFIC Bank Ltd. as a member of its first batch of probationary officers. He later served in senior leadership and branch management roles before moving to Eastern Bank Ltd. in October 1998. Throughout his career, he has undertaken professional training with leading international banks, including Commerzbank Germany, UniCredit Italy and has participated in numerous workshops and seminars organized by local and international institutions worldwide.

Mr. Haq holds an MBA from the Institute of Business Administration (IBA), University of Dhaka and an M.Sc. in Geography & Environmental Science from the same university.

He has served as an Independent Director of Padma Bank PLC and NRB Bank PLC and currently serves as an Independent Director of Malek Spinning Mills Ltd.

Mr. Haq is an ex- cadet of PAF College Sargodha, Pakistan and a Life Member of Cadet College Club Ltd., Dhaka

Mr. Tofazzul is an accomplished Accountant, Auditor, and Tax Advisor with over 24 years of professional experience since 2001. He is the Managing Partner of Amin Hussain & Co., Chartered Accountants, Chairman of Hussains Business Consultants Ltd., and serves as an Independent Director of Community Bank Bangladesh PLC.

His career includes senior roles as Partner at A. Qasem & Co. /PwC cooperating firm Dhaka (2008–2014), Partner at Octokhan, UK (2006–2008), and Manager and CACC at KPMG Dhaka office (2001–2006). He holds a B.Com (Hons) and M.Com in Accounting from Madan Mohon University College, Sylhet, and pursued M.Phil studies at the University of Dhaka.

Mr. Tofazzul is a Fellow Chartered Accountant (ICAB) and a Certified Management Consultant (IMCB, Netherlands). He is also the Founding Vice-Chairman of the Bangladesh VAT Professionals Forum, with memberships in multiple tax bar associations and chambers of commerce.

His global exposure spans the UK, UAE, Sri Lanka, Hong Kong, and visits to over 24 countries across Europe, Asia, and the Middle East, enriching his expertise in international business and advisory services.

Mr. Kimiwa Saddat has been appointed as the Managing Director (Current Charge) of Community Bank Bangladesh PLC., effective April 16, 2025. A seasoned banker with over 22 years of progressive experience in the financial services sector, Mr. Saddat brings a strong track record of strategic leadership, operational excellence, and business transformation across local and multinational banks.

Before joining Community Bank, he served as Deputy Managing Director at Meghna Bank PLC, where he played a pivotal role in shaping the bank’s corporate strategy and business expansion. Under his leadership, Meghna Bank’s Corporate Banking division became one of the most trusted partners for leading corporate houses in Bangladesh, earning multiple international accolades including the Asian Banking & Finance Wholesale Banking Award and recognition from Global Economics, UK and World Business Outlook, Singapore.

Throughout his career since 2003, Mr. Saddat has overseen a wide array of banking domains, including Corporate and SME Banking, Islamic Banking, Offshore and Agent Banking, Foreign Remittance, Structured Finance, Cash Management, Financial Institution Relationships, Recovery Solutions, Brand and Media Management.

He has held key leadership positions in prestigious institutions such as Eastern Bank PLC, The City Bank PLC, and HSBC Bangladesh, where he was instrumental in business development and credit portfolio management. He has also served as a Director of Meghna Bank Securities Ltd., contributing to the capital market initiatives, and was an active member of several key strategic committees including ManCom, ALCO, and CRMC. His core expertise encompasses corporate credit, trade services, supply chain finance, foreign remittance, cash management, structured finance, FI credit lines, Islamic finance, agent banking, and recovery solutions.

Mr. Saddat is a Certified Financial Consultant (CFC) from the Institute of Financial Consultants (IFC), Canada, and holds an MBA in Finance from the University of Dhaka. His professional journey is enriched by global exposure through advanced training from institutions such as:

• Swiss Banking Simulation by Zurcher KantonalBank, Switzerland
• Financial Statement Analysis by Bahrain Institute of Banking & Finance (BIBF)
• Credit Risk Management Training by International Chamber of Commerce (ICC) in collaboration with DBS Bank, Singapore

With his visionary leadership and comprehensive knowledge of the banking ecosystem, Mr. Kimiwa Saddat is poised to drive Community Bank Bangladesh PLC toward sustainable growth, innovation, and inclusive banking.