Features and Benefits of Community Bank Credit Card:
Zero Annual Fee
Community Bank Gold & Platinum Credit Card comes with the unlimited offer where you do not need to pay your first year Annual Fee. From 2nd year Annual Fee shall be waived if you perform 12 transactions in a year.
Free Supplementary Card
Community Bank Gold & Platinum Credit Cardholders can avail first supplementary card free for Lifetime.
Free SMS Notification: (No SMS Alert Charges)
Transaction alert through SMS is absolutely free.
Lowest Interest Rate
Community Bank Credit Card allows you lowest interest rate 20% per year which is 1.66% per month.
Up to 45 Days Interest-Free period
Community Bank Credit Card offers up to 45 days maximum interest free period for any purchase transaction / Fund transfer to MFC/ transfer to Community Bank account.
Worldwide Card Acceptance
Community Bank issued VISA Gold and Platinum Credit Cards are accepted in all VISA terminals across the world.
Contactless Card
Community Bank Credit Card allows you to make your purchases more convenient, easier and safer during this epidemic situation by using contactless payment solution. Now you can pay faster way with your Community Bank Credit Card for any purchase below BDT 5,000. Instead of inserting your card into the merchant terminal, you can simply tap your card on the contactless enabled terminal (VISA supported NFC POS terminal) and pay without entering a PIN. For purchases above BDT 5,000 you must enter your Card PIN.
Dual Currency Global Credit Card
Community Bank Credit Cards are eligible to use in any VISA terminals (ATM/POS/E-Commerce) all over the world/globe. However, before conducting foreign currency transactions, your passport must be endorsed by Community Bank.
Internet Banking:
You may register your CBBL Credit Card for internet banking through Community Cash.
Cash Withdrawal
You can enjoy convenient cash withdrawal services at any VISA nominated ATM all over the world, more than 170 Community Bank ATM and any bank’s Q-Cash ATM’s nationwide.
Auto Debit Facility
Community Bank Credit Card allows you to choose Full or Minimum Auto Payment (Standing Instruction) option to pay your Credit Card dues from your Community Bank Savings account.
Fund Transfer
Now you can transfer your credit card balance to bKash/ Nagad/ Community Bank Account through Community Cash app at only 1% processing fee.
ATM Withdrawal:
Community Bank Credit Card allows you to use your unused credit limit by withdrawing up to 50% Cash withdrawal through ATM.
Reward Points
You may earn 1 Reward Points for every BDT 100 or USD 1 spent at any POS or E-commerce transactions with your Community Bank Credit Card.
Convenient Payment Option
You may pay your Credit Card due amount through following Payment Option-
- Auto Debit facility from Community Bank Account
- Payment through Community Cash App
- Payment through BEFTN
- Bill payment through bKash App
- Cash Payment at Branch
Other Benefits:
E-Statement Services
Community Bank Credit Cardholders will received monthly e-statement services to check monthly transaction history before make payments.
24/7 Contact Center
You have access to our 24/7 Contact Center whenever you need help with respect to your Credit Card. From any query and support regarding your card, just call at 16707 from your registered number.
QuickBuy Facility
You can make your dream purchases at prominent QuickBuy merchant outlet for EMI: minimum BDT 3,000/- or above at 0% interest rate with QuickBuy program and pay later in monthly installments up to 36 months.
For partner details, please visit: https://communitybankbd.com/credit-card.php
EMI Facility
You can convert your purchases (local POS or e-commerce transaction) into EMIs up to 24 months EMI facility at only 9.99% interest rate by calling at 16707 or visiting any Community Bank branch or Service Desk within the next 20 working days of doing the transaction. No Processing Fee will be charged for EMI Conversion and early settlement facility.
Lifestyle Benefits
Community Bank has partnered with renowned retail shops, restaurants and Travel partners and other merchant outlets where you can get special discounts on products and services. Following few partners will provide offer round the year.