ParticularVISA Gold Dual CurrencyVISA Platinum
Dual Currency
Annual Fee (Basic Card)BDT 1500BDT 1500
Annual Fee (Supplementary 1st
Card)
FreeFree
Annual Fee  (Supplementary 2nd to Onward)BDT 750BDT 1000
Minimum Amount5% or BDT 500, USD  10 whichever is higher5% or BDT 500, USD  10 whichever is higher
Interest Rate15% yearly15% yearly
Excess Limit FeeBDT 500 or USD 8BDT 500 or USD 8
Late Payment FeeBDT 500 or USD 8BDT 700 or USD 10
Card Reissue/
Replacement Fee
BDT 500BDT 500
Return Cheque FeeBDT 200 or USD 5BDT 200 or USD 5
Physical PIN Reissue/
Replacement Fee
BDT 500BDT 500
Green PIN Reissue/
Replacement Fee
BDT 200BDT 200
Duplicate Statement
Fee
BDT 100BDT 100
Bank POS Cash
Transaction & Fund Transfer Fee
1% or BDT 50 
whichever is higher
1% or BDT 50 
whichever is higher
Cash Advance Limit
(Own Bank POS)
As per BB CircularAs per BB Circular
Cash Advance Limit
(ATM)
Max 50% of Credit
Limit
Max 50% of Credit
Limit

Cash Advance Fee

(At CBBL ATM)

1% or BDT 
50 whichever is
higher
1% or BDT 
50 whichever is
higher

.

Cash Advance Fee

(At Other’s ATM)

2% or BDT 100, USD $2 whichever is higher2% or BDT 100, USD $2 whichever is higher
Cross-border currency transaction markup3%3%
CIB FeeBDT 100BDT 100

 

Note:

  • VAT will be applicable as per government rules on the above fees & charges.
  • These charges may vary and will be governed by Standard Schedule of Charges of the Bank. 
  • Cardholder will be entitled to get full waiver on Annual Fee in first year. From second year onward Annual Fee shall be waived if he/she performs at-least 12 transactions in a year. First supplementary card will be full free for lifetime.
  • Flat interest rate will be used to calculate the interest payable for EMIs. Minimum amount is BDT 3,000 for EMIs.
  • Maximum interest free period is 45 days & minimum 15 days. Interest will not be charged, if cardholder pays full due amount of previous month’s outstanding within due date unless there is any ATM cash transactions.