Schedule of Charges for Community Bank Credit Card
Effective Date: July 1, 2025
|
SL No |
Particulars |
VISA Gold Dual Currency |
VISA Platinum Dual Currency |
|---|---|---|---|
| 1 | Annual Fee (Basic Card) | BDT 1500 | BDT 1500 |
| 2 | Annual Fee (Supplementary 1st Card) | Free | Free |
| 3 | Annual Fee (Supplementary 2nd to Onward) | BDT 750 | BDT 750 |
| 4 | Minimum Amount | 5% or BDT 500, USD 10 whichever is higher | 5% or BDT 500, USD 10 whichever is higher |
| 5 | Interest Rate | 24% yearly | 24% yearly |
| 6 | Excess Limit Fee | BDT 500 or USD 8 | BDT 500 or USD 8 |
| 7 | Late Payment Fee | BDT 700 +VAT | BDT 900 +VAT |
| 8 | Card Reissue / Replacement Fee | BDT 500 | BDT 500 |
| 9 | Return Cheque Fee | BDT 200 or USD 5 | BDT 200 or USD 5 |
| 10 | Physical PIN Reissue / Replacement Fee | BDT 500 | BDT 500 |
| 11 | Green PIN Reissue / Replacement Fee | Free | Free |
| 12 | Duplicate Statement Fee | BDT 100 | BDT 100 |
| 13 | Bank POS Cash Transaction & Fund Transfer Fee | 1% or BDT 50 whichever is higher | 1% or BDT 50 whichever is higher |
| 14 | Cash Advance Limit (Own Bank POS) | As per BB Circular | As per BB Circular |
| 15 | Cash Advance Limit (ATM) | Max 50% of Credit Limit | Max 50% of Credit Limit |
| 16 | Cash Advance Fee (At CBBL ATM) | 1% or BDT 50 whichever is higher | 1% or BDT 50 whichever is higher |
| 17 | Cash Advance Fee (At Other’s ATM) | 2% or BDT 100, USD $2 whichever is higher | 2% or BDT 100, USD $2 whichever is higher |
| 18 | Cross-border Currency Transaction Markup | 2% | 2% |
| 19 | Transaction Alert Service Fee | BDT 200 | BDT 200 |
| 20 | Certificate Charge | Free | Free |
| 21 | CIB Fee | BDT 100 | BDT 100 |
Note:
- VAT will be applicable as per government rules on the above fees & charges.
- These charges may vary and will be governed by Standard Schedule of Charges of the Bank.
- Cardholder will be entitled to get full waiver on Annual Fee in first year. From second year onward Annual Fee shall be waived if he/she performs at- least 12 transactions in a year. First supplementary card will be full free for lifetime.
- Flat interest rate will be used to calculate the interest payable for EMIs. Minimum amount is BDT 3,000 for EMIs.
- Maximum interest free period is 45 days & minimum 15 days. Interest will not be charged, if cardholder pays full due amount of previous month’s outstanding within due date unless there are any ATM cash transactions.