Effective Date: July 1, 2025

SL NoParticularVISA Gold Dual CurrencyVISA Platinum Dual Currency
1Annual Fee (Basic Card)BDT 1500BDT 1500
2Annual Fee (Supplementary 1st Card)FreeFree
3Annual Fee (Supplementary 2nd to Onward)BDT 750BDT 750
4Minimum Amount5% or BDT 500, USD 10 whichever is higher5% or BDT 500, USD 10 whichever is higher
5Interest Rate24% yearly24% yearly
6Excess Limit FeeBDT 500 or USD 8BDT 500 or USD 8
7Late Payment FeeBDT 500 or USD 8BDT 700 or USD 10
8Card Reissue / Replacement FeeBDT 500BDT 500
9Return Cheque FeeBDT 200 or USD 5BDT 200 or USD 5
10Physical PIN Reissue / Replacement FeeBDT 500BDT 500
11Green PIN Reissue / Replacement FeeFreeFree
12Duplicate Statement FeeBDT 100BDT 100
13Bank POS Cash Transaction & Fund Transfer Fee1% or BDT 50 whichever is higher1% or BDT 50 whichever is higher
14Cash Advance Limit (Own Bank POS)As per BB CircularAs per BB Circular
15Cash Advance Limit (ATM)Max 50% of Credit LimitMax 50% of Credit Limit
16Cash Advance Fee (At CBBL ATM)1% or BDT 50 whichever is higher1% or BDT 50 whichever is higher
17Cash Advance Fee (At Other’s ATM)2% or BDT 100, USD $2 whichever is higher2% or BDT 100, USD $2 whichever is higher
18Cross-border Currency Transaction Markup2%2%
19Transaction Alert Service FeeBDT 200BDT 200
20Certificate ChargeFreeFree
21CIB FeeBDT 100BDT 100

Note:

  • VAT will be applicable as per government rules on the above fees & charges.
  • These charges may vary and will be governed by Standard Schedule of Charges of the Bank.
  • Cardholder will be entitled to get full waiver on Annual Fee in first year. From second year onward Annual Fee shall be waived if he/she performs at-least 12 transactions in a year. First supplementary card will be full free for lifetime.
  • Flat interest rate will be used to calculate the interest payable for EMIs. Minimum amount is BDT 3,000 for EMIs.
  • Maximum interest free period is 45 days & minimum 15 days. Interest will not be charged, if cardholder pays full due amount of previous month’s outstanding within due date unless there are any ATM cash transactions.